Sustain Your Lifestyle, Retire Confidently, and Preserve What Matters Most

We believe transparency builds trust. Here are answers to some of the most common questions about our process and partnership.

• What makes Citizens Investment Services different from other firms?

   We’re a dedicated local team and combine personal service with tools and experience of a full-service wealth management firm.

• What can I expect in my first meeting?

  Your first meeting is a conversation, not a commitment. We’ll discuss your goals, current situation, and priorities, then outline how we can help. You’ll leave with clarity around next steps, not confusion or pressure.

• How often will I meet with my advisor?

  We meet regularly to review progress, adapt to life changes, and ensure your plan stays aligned with your goals. You’ll always know where you stand and what comes next. You can always call us between meetings to check in on your progress or ask any questions.

• Do you work with clients who already have other advisors?

  Yes. We often coordinate with accountants, attorneys, and other professionals to ensure every part of your financial life works together seamlessly.

• How do you get paid for your services?

  We’re transparent about costs from the start. Depending on your needs, our services may be fee-based, commission-based, or a combination of both. We always tailor our costs to what best supports your plan.